Disclaimer Before visiting or using the official Website of Vipul Rach (hereinafter referred to as “VR”) located at https://www.vrach.co.in (hereinafter referred to as the “Website”), please read the following disclaimers (hereinafter referred to as the “Terms”). You accept and agree to be bound by the Terms of the Website by visiting the Website and continuing to access the Website or use any service on the Website.

VR may alter or delete information from the Website at any time and without prior notice. Please read the Terms of Service again each time you access the Website or use a service on the Website so that you can be aware of any changes that may have been made.

Indicating your assent to be governed by and abide by these Terms by browsing or using any information supplied on or via this Website is a representation that you have read and understood these Terms. Please do not use or access this Website or download any content from the Website if you do not agree to the terms below. By using or accessing this Website, you represent and warrant that you are of legal age to form a binding contract and that, if you are using this Website on behalf of a company or other person/entity, you have the legal permission to bind that company or person/entity to these Terms.

 

The Website, as well as all of the text, images, and other information contained on and accessible through the Website, as well as the selection, assembly, and arrangement of such materials, are the exclusive property of VR and are protected by all applicable intellectual property and other laws.

The text and graphics on the Website may not be copied, distributed, stored in a retrieval system, modified, or reused in any way without VR’s prior written permission.

Virtual Reality follows all rules and regulations set forth by the Securities and Exchange Board of India (SEBI) and other regulatory bodies, as well as the Association of Mutual Fund in India (AMFI). This Website’s contents, including text, graphics, and other files, are presented solely for educational and informational reasons.

VR has the right to alter any of these terms at any time, with or without prior or subsequent notification to you.

Currently, there is no registration for this website in any jurisdiction. If you access the Website from a location outside of India, you are solely responsible for abiding by all local laws; VR, its employees, and its associates will bear no responsibility or liability for your actions.

Virtual Reality disclaims all warranties, expressed or implied, with respect to the Website, including but not limited to warranties of title, warranty of non-infringement, warranties of merchantability, and warranties of fitness for a particular purpose.

This exclusion of liability applies whether the alleged wrongdoing is based on contract, tort, negligence, strict liability, or any other legal theory, and whether the losses suffered are financial or otherwise material or immaterial. VR has built the site with the utmost caution and care. VR, however, makes no claims about the Website’s content being accurate, adequate, or comprehensive, and disclaims responsibility for any errors or omissions on the Website or the outcomes received from using the Website.

VR provides the Website and its material on a “as is” basis, without any representations, warranties, guarantees, endorsements, or conditions, either express or implied. VR may, in its sole discretion, encrypt the Website’s transmissions using whichever means it deems necessary. You understand and agree that there is a possibility that any information or document you provide to us, or that we send to you, over this Website could be intercepted and altered by a third party en route. You should keep in mind that e-mails are not necessarily safe when sent to us. Please don’t give us any sensitive information by email. To the extent that you elect to communicate with us via electronic mail, you assume all associated risks, including the possibility that any sensitive information you provide us will be intercepted and/or altered in transit. Links or other references on the Website may lead to content on other websites. VR has not conducted any kind of investigation to ensure that the information and contents are reasonable, accurate, reliable, comprehensive, and up to date. This disclaimer applies to all external links and does not imply that VR approves or disapproves of the linked website, its content, or its products and services. VR assumes no legal liability or responsibility for any such third-party content. Users assume full responsibility and risk for their use of the Website and its materials, as well as for any investments and investment-related decisions they make. Your investments are vulnerable to the risk of loss due to fluctuations in the financial markets and in the legal, tax, and regulatory environments. Before making any investment decision, you should carefully read the Offer Document, Prospectus, Memorandum, Terms, and any such material of the issuers offering financial products for investments or savings. The nature of the investment products and market conditions can cause even a total loss of invested capital. Information about VR’s products that is made available on this Website is offered for informational purposes only and is not an offer to sell or a solicitation to buy any of VR’s products. In any way, shape, or form, Virtual Reality does not support any product. Nothing contained on the Website should be construed as providing express or implied endorsement or approval of any third parties or their advice, opinions, information, products, or services. The Investors should do their own due diligence on the financial stability of any firm or financial institution before purchasing its securities or establishing a fixed deposit with it. VR makes no representations about the legitimacy of any business or investment opportunity. If potential Investors have any questions or concerns about a certain scheme, fixed, deposit, or security, VR has or will provide them with all relevant information upon request. Except for the distribution of financial products, VR is not operating as a representative of any corporation, bank, or mutual fund. Mutual fund investments are vulnerable to market fluctuations, and there is no certainty that the Schemes’ goals will be met. NAV of units issued under the Scheme may increase or decrease based on events and forces affecting capital markets, as is the case with any investment in securities. The success of the Sponsors/Mutual Fund or its affiliates in the past does not guarantee similar results for the Scheme in the future. The Offer Document/Scheme Information Document should be read in its entirety. It’s acceptable to approach potential customers about insurance through direct marketing. In all respects, the Terms are governed by and constructed in accordance with the laws of India. You consent to the exclusive jurisdiction of the courts in Mumbai, Maharashtra, India over any dispute arising out of or relating to the Terms of this Website.